Sui siti di annunci gratuiti come Secondamano, Kijiji, subito.it e altri ci possono essere sempre delle truffe in agguato.
Anche a me è capitato di mettere in vendita su Secondamano un apparato elettronico e ho avuto una proposta molto vantaggiosa da parta di una signora del Canada.
Essa mi ha mandato subito una buona offerta tramite Scotiabank. Una mail che mi accreditava che sarebbe giunto, con un bonifico, sul mio conto la cifra indicata nel giro di due giorni. Ecco la lettera della banca:
Dear Valuable Customer :………….,
We hereby Congratulate you for using Our BANK for your Online Payment. We have truly Received a payment of the Total amount (€ 170:00 EURO) which was Transferred to you by Mrs Joy Marry for an Auction Item.
we want you to Proceed with the Shipment of the item now and get back to us with the shipment receipt for Verification so that we can able to process your payment and credit your bank account within 24 to 72 Hours.
This is to certify you that your payment has been processed and ready for remittance to your bank account, but we only need to confirm the shipment details from you.
So we urge you to go and Ship the item and send us the Proof of shipment Scanned Receipt & Tracking# so that we can verify the shipment before Releasing the money into your Account.
We have been making these such Transfer for a very long time but we later Discovered that Sellers at times would Receive money from us without Shipping the item to the Buyer. So we have Really taken a great Measure to Reduce these risk and as a result we With-hold the money as soon as the buyer makes the transfer.
Scotia Bank Payment Status : Pending
Thanks For Using Scotia Bank ® Transfer.
A breve distanza di tempo mi arriva la conferma e la disposizione del pagamento.
Transfer Money Between Your Scotia® Bank & Non-Scotia® Bank Accounts.
TRANSFER ORDER HAS BEEN APPROVE
Dear Valuable Customer:
Thanks for providing us the Shipment Proof Tracking Number/ Receipt Document, We really Appreciate for your Co-operation.
We are using this Opportunity to inform you that the Shipment Proof Details has been Forwarded to our (Verification Department) for the Proper Verifying And Confirming of the Shipment.
So we want you to kindly allow just 24 Hours to 72 Hours to complete the transfer and by then your money will arrived into your account for you to cashed...
We shall contact you Immediately we have Finish with the Payment Activation to your Bank Account Given to us for the Payment Transfer:
Account Holder's Name: ------------
BANK NAME: --------------
TOTAL AMOUNT: -------------
Hope everything are well Corrected ?
We really Appreciate your Prompt responses over the days and we will keep our Promises to Ensure this bank Serves you more Better.
Tutto sembrava approvato i soldi, a loro dire, stavano per arrivare, ma poi arriva subito una mail che, tradotta in breve, mi dice che per ottenere i 170 euro promessi avrei dovuto, per una serie di motivi assolutamente incomprensibili versare 330 euro ad un fantomatico figlio della signora canadese in Nigeria tramite Western Union.
Quindi è apparsa evidente la truffa!
Ecco la lettera banca:
Dear Valued Customer : ------------------,
This is Scotia Bank Online Transfer of Fund we update your money from Scotia Bank Of Canada because Scotia Bank have a network problem now ....Please clear and understand this issue ..We are here to let you know that we received the SHIPMENT details from you that you have send the item to (Mrs Joy Marry) son in Belgium, So we had take a final update to credit the money to your bank account now ,but a problem persist our Transfer machine reject the transaction of ( 170Euro) except ( 500 Euro) to and above Due to International Transfer and Domiciliary Account that your buyer is Using (Mrs Joy Marry) is one of a company holder that share a banking with us and will want you to know that will deal only on business matter and we are so glad that you are one of our customer and will are going to urge you to follow the rules and procedure so that everything will be ok....
So immediately we detect the problem we contact (Mrs Joy Marry) about the issue now and she told us that she will help you to add ( 330 Euro) to it,so that we can be able to transfer ( 500 Euro) to your bank account and immediately, we deduct the ( 330 Euro) from his Bank Account now so that the total amount of ( 500 Euro) will be credited to your account in next 1-2 Hours after you refund the ( 330 Euro) back to his Son today......
Hence, you are then required to pay the additional ( 330 Euro) to his son who was left Belgium about days 2 ago for his school project and this order is given to us by your Buyer that till you send the ( 330 Euro) , we must not transfer your fund except when you pay the ( 330 Euro) to His son address in Nigeria. so please don't delay us about this transfer because everything is set on a database now ..just contact (Mrs Joy Marry) now and ask for the address to send the ( 330 Euro) now and then contact us back with the western union details so that we can credited your account without any more delay today ok..
We therefore advise you to go and send ( 330 Euro) to your Buyer's Son address in Nigeria...We will be given you a transaction code immediately you send the ( 330 Euro) to your Buyer son address in Nigeria and that code will serve as the effective time when the ( 500 Euro) will arrive to your bank account today Before time goes on today ....
In addition, any money been Transfer from The BANK will mature to Your bank account within the period of 1-2 Hours... We hereby implore you to be patient with us, and kindly send the ( 330 Euro) to your Buyer's Son address in Nigeria....We have authorized the immediate transfer of the full payment to your bank details provided below for further proceedings:
we want you to know that the payment has already been deposited in care of your bank account and cannot be returned back by the bank because any payment been made by the Buyer to the Seller's account cannot be returned back to the buyer and the money has automatically belong to you and will be released and credited into your account once we received the western union details from you ok..
However,we do assured 100% maximum guarantee that your money will be credited into your account once we received the western union details from you today and within 1-2 hours your money will arrived and reflect into your account for you to cashed ok..
We will be given you a transaction code immediately you send the ( 330 Euro) to your Buyer Son address in Nigeria and that code will serve as the effective time when the money will arrive to your bank account .... In addition, any money been Transfer from the BANK will mature to Your bank account within the period of 1-2 Hours... We hereby implore you to be patient with us, and kindly send the ( 330 Euro) to your Buyer's Son address in Nigeria Today....
Kindly be patient with us , as we are here to serve you more better !!!
Meanwhile, we are sending this message to you in order to informed you that you are given just 24-Hours to send the money or else the transfer will be and HOLD/CANCEL attract additional Bank Charges...
Thanks for your better co-operation with us...
Once Again We Apologies for any inconvenient.
Scotia Bank Payment Status : Pending
Fortunatamente sono riuscito a bloccare la spedizione, tramite poste italiane, e recuperare il mio oggetto.
L’assurdo è che per ottenere il bonifico sul mio conto avrei dovuto sborsare 330 euro ad uno sconosciuto in Nigeria????
Scotiabank è una banca canadese che esiste veramente, però i truffatori usano questo nome in maniera inappropriata. Anche la stessa mail usata, da chi vuole frodare email@example.com, dopo una verifica sul sito reale della banca in questione, mi sono reso conto che non corrisponde al vero.
Quindi occhio alle truffe in rete!!!